How Defend Your Money got started

For years I struggled to budget my money.  I spent hours each month with spreadsheets and apps, categorizing and calculating.  Yet, despite my efforts, I saw little to no improvement in our financial situation. 


I decided there must be an easier, better way to budget.  I read books, took classes, and ultimately developed the system I now refer to as "bank budgeting."

As I began bank budgeting, our finances immediately started to improve.  On top of that, it took me minutes, not hours, each month.    


I soon started sharing my system with friends and family and the next thing I knew, strangers were asking if I could meet with them.  


I eventually decided it was time to start a business.  I decided to call my business "Defend Your Money" because along with a good financial offense (earning money) you need a good financial defense (managing your money) to succeed.


At first, I created simple online spreadsheets to help my clients "defend their money."  Now, as the business has grown, we are excited to offer our clients an app that makes bank budgeting even easier.  It is fantastic!

If traditional budgeting (or not budgeting) has failed you in the past, I invite you to give Defend Your Money a try.  I think you will be amazed at how easy managing your money can be.

All the best,

Marilyn Ference, founder and CEO, Defend Your Money LLC

Marilyn graduated from the Eccles School of Business at the University of Utah and later went on to work in client services for a money management firm.  She and her husband Dave are the parents of three children and live in Salt Lake City, Utah with their dog Otto.    Marilyn is passionate about defending money and has been working on perfecting this simple bank budgeting system for over 10 years. 

A few words about our developers

We are happy to have worked with Buink Web Development, of Boulder, CO in turning our dream of a bank budgeting app into a reality.  Because of the app's financial nature, it was extremely important to find developers here in the U.S. that we could completely trust.  Buink has been that and more, they are amazing.  As we expand an improve, we are thrilled to have them as part of our team. 

© 2019 Defend Your Money, LLC. All rights reserved.