It's this easy

Nothing is as easy as doing nothing,  but this comes pretty close.

Collect

All of your income is collected in your Income Deposit Account.

Organize

Your income is organized in separate accounts based on how you plan to use it.   Lists of bills and savings goals help you determine how much to allocate into each of your accounts.

Calculate

All month long, Defend Your Money merges your bank balances with your credit card charges and calculates how much money you still have available to spend.

Transfer

At the end of each month, or as needed, the money you've spent is transferred into your Credit Card Payoff Account to cover your credit card payments, and your new income is organized.

Unlock the power of your bank or credit union

30-day free trial.  No payment information required.

After trial, billed at $5.99/month or $65.89/year.