How we organize our money
Our monthly take home pay is $7,442.
We use this Account Schedule to help us know how much to put into our Monthly Bills Checking account.
We are pretty good with money, but we never felt like we were getting ahead. No matter how much we made, it was gone by the end of the month. We tried budgeting, but it never worked.
We used to get blindsided by our credit card bill every month. Now, all month long, we are both able to watch the app to see how much money we have left to spend. It's amazing how being just a little more aware has helped us save a lot of money.
Our advice: Toss the budget ... Defend Your Money!